With shopping centres already bustling in Port Elizabeth, here are some financial tips for surviving the silly season and stretching your bonus.
Although the festive season is traditionally a time of giving, one should remain financially smart at all times.
Their aim is to help consumers avoid unnecessary overspending so that they can meet their financial obligations and start the new year off on the right foot.
SASI’s top saving tips for 2013 are:
- Stay home if you didn’t budget for a holiday trip
- Don’t borrow money for spending if you didn’t save
- Take the time to make gifts instead of buying them
- Give your time to the needy instead of money
- Give your children money boxes as gifts
- Resist the seasonal sales and avoid impulse buying
- Think about saving – have you budgeted for next year’s school fees, stationery and uniforms?
PWM Financial Management encourages you to rather “spend” lots of time with loved ones and “save” with a sound financial plan in 2014.
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Article source: http://mype.co.za/new/2013/11/silly-season-financial-tips/